:root{--navy:#081c33;--ink:#15283c;--muted:#4e6275;--green:#0c7a54;--pale:#f6f8fa;--line:#e6ebf0;--white:#fff;--blue:#1a4d75;--sand:#f8f6f1;--soft:#eef4f8;color:var(--ink);background:var(--white);font-family:Iowan Old Style,Palatino Linotype,Palatino,Georgia,serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:112px}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;font-size:17px;line-height:1.65}a{color:inherit;text-decoration:none}button,input{font:inherit}img{max-width:100%;display:block}h1,h2,h3,p{margin:0}h1,h2,h3{color:var(--navy);letter-spacing:-.025em;font-family:Iowan Old Style,Palatino Linotype,Palatino,Georgia,serif;line-height:1.05}h1{font-size:clamp(2.8rem,5.2vw,4.8rem);font-weight:600}h2{font-size:clamp(2.1rem,3.3vw,2.9rem);font-weight:600}h3{font-size:1.45rem;font-weight:600}p{color:var(--muted)}.container{width:min(1160px,100% - 80px);margin-inline:auto}.eyebrow{letter-spacing:.16em;color:var(--green);text-transform:uppercase;font-family:system-ui,sans-serif;font-size:.65rem;font-weight:700;line-height:1.4}.green-dot{background:var(--green);border-radius:50%;width:8px;height:8px;margin-right:9px;display:inline-block;box-shadow:0 0 0 4px #0c7a541f}.skip-link{background:var(--navy);color:#fff;z-index:99;border-radius:6px;padding:12px 16px;position:absolute;top:-100px;left:16px}.skip-link:focus{top:12px}:focus-visible{outline:3px solid var(--green);outline-offset:3px}.masthead{border-bottom:1px solid var(--line);background:#fafbfc}.masthead .container{letter-spacing:.12em;color:#6b7c8d;justify-content:space-between;padding-block:11px;font-family:system-ui,sans-serif;font-size:.62rem;font-weight:600;display:flex}.masthead .container span:last-child{letter-spacing:.04em;font-weight:400}.site-header{border-bottom:1px solid var(--line);backdrop-filter:saturate(180%)blur(12px);z-index:30;background:#ffffffeb;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:28px;min-height:84px;display:flex}.brand{color:var(--navy);letter-spacing:-.03em;align-items:center;gap:11px;font-family:system-ui,sans-serif;font-size:1.15rem;font-weight:700;line-height:1;display:flex}.brand-second{display:block}.brand-dot{color:var(--green)}.desktop-nav{gap:32px;font-family:system-ui,sans-serif;font-size:.8rem;font-weight:500;display:flex}.desktop-nav a{color:#2c3e50;padding-bottom:3px;position:relative}.desktop-nav a:hover{color:var(--green)}.desktop-nav a:hover:after{content:"";background:var(--green);width:100%;height:1.5px;position:absolute;bottom:0;left:0}.header-cta{border:1.5px solid var(--navy);border-radius:7px;align-items:center;gap:14px;padding:11px 18px;font-family:system-ui,sans-serif;font-size:.76rem;font-weight:600;transition:all .2s;display:flex}.header-cta:hover{background:var(--navy);color:#fff}.mobile-nav{display:none}.hero{grid-template-columns:1.2fr .8fr;align-items:center;gap:56px;padding-block:88px 96px;display:grid}.hero h1{margin-top:18px;line-height:1.02}.hero-emphasis{color:var(--blue);white-space:nowrap;position:relative}.hero-emphasis:after{content:"";background:linear-gradient(90deg,var(--green),#1a9b6e);border-radius:3px;width:100%;height:5px;display:block;position:absolute;bottom:-12px;left:0}.hero-lead{color:var(--ink);margin-top:26px;font-family:system-ui,sans-serif;font-size:1.22rem;font-weight:450;line-height:1.5}.hero-sub{max-width:460px;margin-top:14px;font-size:.95rem;line-height:1.7}.hero-actions{flex-wrap:wrap;align-items:center;gap:22px;margin-top:30px;display:flex}.button{background:var(--navy);color:#fff;border-radius:9px;justify-content:space-between;align-items:center;gap:18px;padding:15px 22px;font-family:system-ui,sans-serif;font-size:.82rem;font-weight:600;line-height:1.2;transition:all .22s cubic-bezier(.2,.8,.2,1);display:inline-flex;box-shadow:0 4px 14px #081c331f}.button:hover{background:#0d2e4d;transform:translateY(-2px);box-shadow:0 8px 24px #081c332e}.button span,.text-link span{font-size:1.05rem}.text-link{color:var(--navy);border-bottom:1.5px solid #0000;align-items:center;gap:10px;padding-bottom:3px;font-family:system-ui,sans-serif;font-size:.82rem;font-weight:600;transition:all .18s;display:inline-flex}.text-link:hover{border-color:var(--green);color:var(--green)}.hero-proof{color:var(--muted);flex-wrap:wrap;gap:16px;margin-top:26px;font-family:system-ui,sans-serif;font-size:.66rem;display:flex}.check{color:var(--green);margin-right:4px;font-weight:700}.dossier-visual{background:linear-gradient(160deg,#f4f8fb 0%,#e8f0f6 100%);border:1px solid #e3eaf0;border-radius:16px;max-width:470px;height:470px;margin:8px 0 0 4px;position:relative;box-shadow:0 20px 50px #081c3314,inset 0 1px #fff9}.dossier-visual:before{content:"";background:var(--navy);border-radius:2px;width:40px;height:3px;position:absolute;top:24px;left:24px}.dossier-visual:after{content:"";background:var(--navy);border-radius:2px;width:3px;height:40px;position:absolute;top:24px;left:24px}.paper{background:#fff;border:1px solid #e8eef3;border-radius:8px;width:300px;position:absolute;left:72px;box-shadow:0 16px 40px #081c331a}.paper-back{height:292px;padding:26px;top:42px;transform:rotate(5.5deg)}.paper-back i{background:#e8eef3;width:100%;height:1px;margin-top:20px;display:block}.paper-front{height:318px;padding:28px;top:66px;left:46px;transform:rotate(-3.5deg)}.paper-top{justify-content:space-between;align-items:center;display:flex}.paper-label{letter-spacing:.12em;color:#7a8d9e;font-family:system-ui,sans-serif;font-size:.48rem;font-weight:700}.mini-euro{color:var(--green);font-size:1.1rem}.paper-front>strong{color:var(--navy);letter-spacing:-.03em;margin-top:14px;font-family:Iowan Old Style,Georgia,serif;font-size:1.95rem;line-height:1.1;display:block}.paper-front>p{margin-top:8px;font-size:.68rem;line-height:1.45}.paper-line{background:#e8eef3;height:1px;margin-block:16px 8px}.paper-item{align-items:center;gap:9px;margin-block:7px;font-family:system-ui,sans-serif;font-size:.54rem;display:flex}.paper-item b{color:#8aa0b2;font-size:.5rem}.paper-item .check{margin-left:auto;font-size:.7rem}.folder-front{background:var(--navy);color:#fff;border-radius:0 0 10px 10px;justify-content:space-between;align-items:center;min-height:134px;padding:26px 24px;display:flex;position:absolute;bottom:50px;left:26px;right:26px;box-shadow:0 18px 30px #081c332e}.folder-front:before{content:"";background:var(--navy);clip-path:polygon(0 0,94% 0,100% 100%,0 100%);width:152px;height:14px;position:absolute;top:-13px;left:0}.folder-front>span:first-child{letter-spacing:.1em;font-family:system-ui,sans-serif;font-size:.66rem;line-height:1.65}.folder-front strong{font-weight:700}.folder-check{background:var(--green);border-radius:50%;place-items:center;width:44px;height:44px;font-size:1.4rem;display:grid}.visual-caption{color:#6b7c8d;align-items:center;gap:9px;font-family:system-ui,sans-serif;font-size:.6rem;display:flex;position:absolute;bottom:14px;left:26px;right:16px}.caption-line{background:var(--green);border-radius:1px;width:22px;height:2px}.principle-strip{background:var(--navy);color:#fff}.principle-strip .container{grid-template-columns:1fr 1.4fr auto;align-items:center;gap:32px;padding-block:28px;display:grid}.principle-strip p{color:#b8c9d6;font-size:.78rem}.principle-strip strong{font-size:.88rem;font-weight:500}.principle-strip a{color:#c5d8e6;gap:10px;font-family:system-ui,sans-serif;font-size:.72rem;font-weight:600;display:flex}.principle-strip a:hover{color:#fff}.section{padding-block:88px}.section-head{justify-content:space-between;align-items:end;gap:48px;margin-bottom:36px;display:flex}.section-head h2{margin-top:12px}.section-head>p{max-width:400px;font-size:.88rem;line-height:1.7}.guide-list{flex-direction:column;gap:8px;display:flex}.guide-row{border:1px solid #0000;border-bottom:1px solid var(--line);background:0 0;border-radius:12px;grid-template-columns:56px 1fr 110px;align-items:center;gap:20px;padding:26px 20px;transition:all .25s;display:grid}.guide-row:hover{background:#f8fafc;border-color:#e2eaf1;transform:translateY(-2px);box-shadow:0 8px 28px #081c330f}.guide-number{color:var(--green);align-self:start;padding-top:3px;font-family:system-ui,sans-serif;font-size:.78rem;font-weight:700}.guide-row h3{margin-top:2px;font-size:1.32rem;line-height:1.25}.guide-row p{max-width:760px;margin-top:5px;font-size:.84rem;line-height:1.6}.guide-row .eyebrow{font-size:.58rem}.guide-meta{color:var(--muted);white-space:nowrap;justify-content:end;align-items:center;gap:14px;font-family:system-ui,sans-serif;font-size:.68rem;display:flex}.row-arrow{color:var(--navy);font-size:1.45rem;transition:transform .25s}.guide-row:hover .row-arrow{transform:translate(4px,-4px)}.banker-section{border-block:1px solid var(--line);background:linear-gradient(#f7f9fb 0%,#f2f6f9 100%);padding-block:84px}.banker-grid{grid-template-columns:1fr 1.45fr;gap:72px;display:grid}.banker-grid h2{margin-top:14px}.banker-grid>div>p:not(.eyebrow){margin-top:16px;font-size:.9rem}.banker-grid .text-link{margin-top:24px}.banker-questions article{background:#fff;border:1px solid #e4ecf1;border-radius:12px;gap:18px;margin-bottom:10px;padding:20px 18px;transition:all .2s;display:flex}.banker-questions article:hover{border-color:#d0dde6;box-shadow:0 6px 20px #081c330d}.banker-questions article>span{color:var(--green);font-family:system-ui,sans-serif;font-size:.7rem;font-weight:700;line-height:2}.banker-questions h3{letter-spacing:-.015em;font-size:1.18rem}.banker-questions p{margin-top:6px;font-size:.85rem}.resource-feature{grid-template-columns:1fr 1fr;align-items:center;gap:60px;display:grid}.resource-feature h2{margin-top:12px}.resource-feature p:not(.eyebrow){margin-top:14px;font-size:.9rem}.resource-feature .button{margin-top:26px}.resource-index{border-top:1px solid var(--line)}.resource-index a{border-bottom:1px solid var(--line);border-radius:8px;align-items:center;gap:18px;padding:20px 14px;font-family:system-ui,sans-serif;font-size:.96rem;font-weight:600;transition:all .2s;display:flex}.resource-index a span:first-child{color:var(--green);font-size:.7rem;font-weight:500}.resource-index a span:last-child{margin-left:auto;font-size:1.25rem}.resource-index a:hover{color:var(--green);background:#f8fafc;padding-left:22px}.section-border{border-top:1px solid var(--line)}.prefolio-band{background:linear-gradient(135deg,#081c33 0%,#0f2d4a 60%,#153a5c 100%);padding-block:64px}.prefolio-band .container{justify-content:space-between;align-items:center;gap:44px;display:flex}.prefolio-band .eyebrow{color:#8eb8d0}.prefolio-band h2{color:#fff;margin-top:10px;font-size:2.05rem}.prefolio-band p:not(.eyebrow){color:#c9d8e4;max-width:660px;margin-top:12px;font-size:.88rem}.button-light{color:var(--navy);background:#fff}.button-light:hover{background:#f5f8fa}.site-footer{background:#fafbfc;padding-top:64px}.footer-top{justify-content:space-between;align-items:center;gap:26px;display:flex}.footer-top p{font-size:.85rem}.footer-links{flex-wrap:wrap;gap:22px;margin-block:34px;font-family:system-ui,sans-serif;font-size:.72rem;display:flex}.footer-bottom{border-top:1px solid var(--line);color:#6b7c8d;justify-content:space-between;gap:22px;padding-block:22px;font-size:.65rem;display:flex}.breadcrumb{color:var(--muted);margin-bottom:28px;font-family:system-ui,sans-serif;font-size:.72rem}.breadcrumb a{border-bottom:1px solid var(--line)}.page-intro{max-width:1200px;padding-block:48px 64px}.page-intro h1{max-width:940px;margin-top:14px}.lead{max-width:720px;margin-top:20px;font-size:1.16rem;line-height:1.65}.listing-section{padding-bottom:24px}.inline-note{border-left:4px solid var(--green);background:#f8fafc;border-radius:0 10px 10px 0;padding:32px 36px}.inline-note h2{margin-top:6px;font-size:1.65rem}.inline-note p:not(.eyebrow){max-width:800px;margin-top:10px;font-size:.92rem}.inline-note .text-link{margin-top:18px}.article-intro{border-bottom:1px solid var(--line);padding-top:44px;padding-bottom:44px}.article-intro h1{max-width:1020px;margin-top:16px;font-size:clamp(2.3rem,4vw,3.5rem);line-height:1.08}.article-meta{color:var(--muted);flex-wrap:wrap;gap:20px;margin-top:26px;font-family:system-ui,sans-serif;font-size:.68rem;display:flex}.article-layout{grid-template-columns:230px minmax(0,1fr);gap:68px;margin-block:48px 76px;display:grid}.article-aside{align-self:start;position:sticky;top:112px}.article-aside ol{border-top:1px solid var(--line);margin:14px 0 0;padding:0;list-style:none}.article-aside li{border-bottom:1px solid var(--line);padding-block:9px;font-size:.74rem;line-height:1.5}.article-aside a:hover{color:var(--green)}.aside-note{background:var(--navy);border-radius:10px;margin-top:22px;padding:22px}.aside-note .eyebrow{color:#8eb8d0;font-size:.58rem}.aside-note p{color:#fff;margin-top:10px;font-size:1rem;line-height:1.45}.article-body{min-width:0;max-width:760px}.takeaway{border-left:4px solid var(--green);background:#f8fafc;border-radius:0 10px 10px 0;margin-bottom:32px;padding:26px 30px}.takeaway p:not(.eyebrow){color:var(--navy);margin-top:8px;font-size:1.04rem;line-height:1.6}.prose{color:var(--ink);overflow-wrap:break-word;font-size:1.02rem;line-height:1.78}.prose p{color:var(--ink);margin-block:14px}.prose h2{margin-top:48px;margin-bottom:18px;font-size:1.85rem;line-height:1.2}.prose h3{letter-spacing:-.015em;margin-top:26px;margin-bottom:10px;font-size:1.25rem;line-height:1.3}.prose ul,.prose ol{margin-block:14px;padding-left:20px}.prose li{margin-block:7px}.prose a{color:var(--blue);text-underline-offset:3px;text-decoration:underline}.prose a:hover{color:var(--green)}.prose strong{color:var(--navy);font-weight:700}.prose blockquote{border-left:4px solid var(--green);background:var(--sand);border-radius:0 6px 6px 0;margin:22px 0;padding:10px 22px}.prose blockquote p{font-weight:500}.prose table{border-collapse:collapse;width:100%;margin-block:20px;font-size:.82rem;line-height:1.55;display:block;overflow-x:auto}.prose th,.prose td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;min-width:96px;padding:11px 13px}.prose th{background:var(--navy);color:#fff;font-weight:600}.prose tr:nth-child(2n) td{background:#f8fafc}.prose code{background:#f4f7f9;border-radius:4px;padding:2px 5px;font-size:.86em}.article-end{border-top:1px solid var(--line);margin-top:28px;padding-top:24px}.article-end p{font-size:.78rem}.article-end .text-link{margin-top:12px}.article-next{background:var(--sand);border-radius:10px;margin-top:32px;padding:30px}.article-next h2{font-size:1.7rem}.article-next p{margin-block:12px 18px;font-size:.85rem}.section>h2{margin-block:12px 24px}.content-narrow{width:min(740px,100% - 80px);margin-inline:auto;padding-bottom:76px}.resources-grid{grid-template-columns:repeat(3,1fr);gap:22px;margin-bottom:44px;display:grid}.download-card{background:#f8fafc;border:1px solid #e4ecf1;border-radius:12px;padding:26px;transition:all .22s}.download-card:hover{border-color:#d0dde6;transform:translateY(-3px);box-shadow:0 12px 32px #081c3314}.download-card .file-type{color:var(--green);letter-spacing:.1em;font-family:system-ui,sans-serif;font-size:.64rem;font-weight:700}.download-card h2{margin-block:16px 10px;font-size:1.42rem;line-height:1.2}.download-card p{font-size:.86rem}.download-card .text-link{margin-top:20px}.partners-grid{grid-template-columns:repeat(2,1fr);gap:24px;margin-top:28px;display:grid}.partner{border-top:3px solid var(--navy);background:#f8fafc;border-radius:0 0 12px 12px;padding:24px 26px}.partner h3{margin-top:10px;font-size:1.6rem}.partner p:not(.eyebrow){margin-top:12px;font-size:.88rem}.partner-check{border-top:1px solid var(--line);padding-top:14px}.partner-check strong{color:var(--navy)}.partner-pending{color:var(--muted);border:1px solid #d0dde6;border-radius:5px;margin-top:16px;padding:6px 11px;font-family:system-ui,sans-serif;font-size:.68rem;display:inline-block}.partner .text-link{margin-top:16px}.steps-list{margin:28px 0;padding:0;list-style:none}.steps-list li{border-bottom:1px solid var(--line);grid-template-columns:46px 1fr;gap:16px;padding-block:20px;display:grid}.steps-list span{color:var(--green);font-family:system-ui,sans-serif;font-size:.8rem;font-weight:700}.steps-list h3{font-size:1.18rem}.steps-list p{margin-top:6px;font-size:.86rem}.error-page{text-align:center;padding-block:100px}.error-page h1{margin-block:16px}.error-page p{margin-bottom:24px}@media (width>=1500px){.hero{padding-block:100px}.hero h1{font-size:5rem}}@media (width<=1100px){.container{width:calc(100% - 56px)}.desktop-nav{gap:18px;font-size:.74rem}.header-cta{gap:10px;padding:10px 14px;font-size:.7rem}.hero{gap:36px}.hero h1{font-size:3.5rem}.dossier-visual{height:430px;margin-left:0}.paper{width:272px;left:50px}.paper-front{padding:22px;left:30px}.folder-front{left:18px;right:18px}.hero-actions{gap:14px}.hero-proof{gap:10px}.banker-grid{gap:44px}.article-layout{grid-template-columns:190px minmax(0,1fr);gap:36px}.resources-grid{gap:14px}.download-card{padding:20px}}@media (width<=850px){.desktop-nav,.header-cta{display:none}.mobile-nav{display:block;position:relative}.mobile-nav summary{cursor:pointer;align-items:center;gap:10px;min-height:44px;padding:8px;font-family:system-ui,sans-serif;font-size:.8rem;list-style:none;display:flex}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav nav{border:1px solid var(--line);z-index:40;background:#fff;border-radius:10px;width:240px;padding:10px;position:absolute;top:44px;right:0;box-shadow:0 12px 32px #081c331f}.mobile-nav nav a{border-radius:6px;padding:11px 10px;font-size:.8rem;display:block}.mobile-nav nav a:hover{background:#f4f7f9}.header-inner{min-height:78px}.hero{grid-template-columns:1fr .76fr;gap:24px;padding-block:60px}.hero h1{font-size:2.9rem}.hero-lead{font-size:1rem}.hero-sub{font-size:.84rem}.hero-proof{flex-wrap:wrap}.dossier-visual{height:360px}.paper{width:214px;left:28px}.paper-front{height:248px;padding:14px;top:48px;left:14px}.paper-front>strong{font-size:1.45rem}.paper-back{height:224px;top:28px}.paper-item{gap:5px;font-size:.44rem}.paper-label{font-size:.38rem}.folder-front{min-height:96px;padding:16px;bottom:42px;left:10px;right:10px}.folder-front>span:first-child{font-size:.5rem}.folder-check{width:34px;height:34px;font-size:1.1rem}.visual-caption{font-size:.48rem;bottom:12px;left:12px}.principle-strip .container{grid-template-columns:1fr 1.15fr;gap:12px}.principle-strip a{grid-column:2}.principle-strip p{font-size:.7rem}.section{padding-block:56px}.banker-grid{grid-template-columns:1fr 1.3fr;gap:28px}.banker-questions h3{font-size:1.05rem}.banker-questions p{font-size:.8rem}.section-head>p{font-size:.78rem}.resource-feature{gap:28px}.resource-index a{gap:12px;font-size:.8rem}.prefolio-band .container{gap:20px}.prefolio-band h2{font-size:1.65rem}.article-layout{grid-template-columns:1fr;gap:22px;margin-top:22px}.article-aside{position:static}.article-aside nav{border:1px solid var(--line);border-radius:10px;padding:18px}.article-aside ol{columns:2;border-top:0;column-gap:24px;margin-bottom:0}.article-aside li{break-inside:avoid}.aside-note{display:none}.article-body{max-width:none}.content-narrow{width:calc(100% - 56px)}.resources-grid{grid-template-columns:1fr}.download-card{grid-template-columns:1fr auto;column-gap:18px;display:grid}.download-card h2,.download-card p{grid-column:1}.download-card h2{margin-top:8px}.download-card .text-link{grid-area:1/2/4;align-self:center}.partners-grid{gap:16px}.partner{padding:20px}}@media (width<=620px){.container,.content-narrow{width:calc(100% - 32px)}.masthead .container{padding-block:8px;font-size:.65rem}.masthead .container span:last-child{display:none}.header-inner{min-height:72px}.brand{font-size:1.05rem}.brand img{width:38px;height:38px}.hero{grid-template-columns:1fr;gap:32px;padding-block:44px 36px}.hero .eyebrow{font-size:.6rem}.hero h1{margin-top:16px;font-size:clamp(2.5rem,9.5vw,3.4rem)}.hero-lead{margin-top:20px;font-size:1.02rem}.hero-sub{max-width:100%;font-size:.85rem}.hero-actions{gap:14px;margin-top:22px}.hero-actions .button{padding:13px 18px;font-size:.76rem}.hero-proof{gap:10px;margin-top:20px;font-size:.7rem}.desktop-break{display:none}.dossier-visual{justify-self:center;width:min(390px,100%);height:380px;margin:0}.paper{width:252px;left:58px}.paper-front{height:278px;padding:16px;top:44px;left:32px}.paper-front>strong{font-size:1.6rem}.paper-back{height:254px;top:26px}.paper-label{font-size:.42rem}.paper-item{font-size:.48rem}.folder-front{min-height:108px;padding:18px;bottom:40px;left:18px;right:18px}.folder-front>span:first-child{font-size:.55rem}.visual-caption{font-size:.54rem;left:20px}.principle-strip .container{flex-direction:column;align-items:start;gap:5px;padding-block:20px;display:flex}.principle-strip p,.principle-strip strong{font-size:.78rem}.principle-strip a{margin-top:6px}.section{padding-block:44px}.section-head{margin-bottom:22px;display:block}.section-head h2{font-size:1.95rem}.section-head>p,.section-head>.text-link{margin-top:14px}.section-head>p br{display:none}.guide-row{grid-template-columns:26px 1fr 26px;gap:8px;padding:18px 6px}.guide-number{font-size:.66rem}.guide-row h3{font-size:1.08rem;line-height:1.3}.guide-row p{font-size:.76rem;line-height:1.55}.guide-meta{gap:0;font-size:0}.row-arrow{font-size:1.35rem}.guide-row .eyebrow{font-size:.52rem}.banker-section{padding-block:40px}.banker-grid{grid-template-columns:1fr;gap:24px}.banker-grid h2{font-size:1.95rem}.banker-grid>div>p:not(.eyebrow){font-size:.83rem}.banker-questions article{gap:14px;padding:16px 6px}.banker-questions h3{font-size:1.06rem}.resource-feature{grid-template-columns:1fr;gap:24px}.resource-feature h2{font-size:1.95rem}.resource-feature p br{display:none}.resource-index a{padding-block:16px;font-size:.85rem}.prefolio-band{padding-block:38px}.prefolio-band .container{flex-direction:column;align-items:start;gap:18px}.prefolio-band h2{font-size:1.75rem;line-height:1.2}.prefolio-band p:not(.eyebrow){font-size:.8rem}.footer-top{align-items:start}.footer-top p{font-size:.68rem}.footer-links{gap:12px 18px;margin-block:24px;font-size:.68rem}.footer-bottom{flex-direction:column;gap:6px}.page-intro{padding-block:28px 40px}.page-intro h1{font-size:2.4rem;line-height:1.08}.lead{font-size:1rem;line-height:1.6}.breadcrumb{margin-bottom:20px;font-size:.64rem}.article-intro{padding-top:32px;padding-bottom:32px}.article-intro h1{font-size:2.3rem}.article-meta{font-size:.62rem}.article-layout{margin-block:28px 56px}.prose{font-size:.96rem}.prose h2{font-size:1.65rem}.prose h3{font-size:1.12rem}.takeaway{padding:20px 22px}.inline-note{padding:24px 22px}.download-card{padding:22px}.partner{padding:18px}.error-page{padding-block:72px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}.desktop-nav a[aria-current=page]{color:var(--green);text-underline-offset:6px;text-decoration:underline}.masthead .container,.footer-bottom,.visual-caption{color:var(--muted)}.paper-label,.paper-item b{color:#536a7e}.mobile-nav nav{max-height:calc(100dvh - 110px);overflow-y:auto}@media (width>=851px) and (width<=1050px){.desktop-nav{gap:14px}.header-inner{gap:20px}.header-cta{display:none}}.assistant-launcher,.assistant-fallback{z-index:80;color:#fff;cursor:pointer;background:#0b2340;border:1px solid #204163;border-radius:999px;align-items:center;gap:10px;min-height:52px;padding:13px 18px;font-family:system-ui,sans-serif;font-size:.78rem;font-weight:600;line-height:1.35;transition:transform .2s,box-shadow .2s;display:flex;position:fixed;bottom:24px;right:24px;box-shadow:0 8px 28px #081c332b}.assistant-launcher svg{color:#9ddbbf;flex-shrink:0}.assistant-launcher-detail{color:#bfd0de;font-size:.62rem;font-weight:400;display:block}.assistant-launcher:hover,.assistant-fallback:hover{transform:translateY(-2px);box-shadow:0 12px 32px #081c333b}.assistant-launcher[hidden],.assistant-fallback[hidden]{display:none}.assistant-launcher:focus-visible,.assistant-fallback:focus-visible,.assistant-dialog button:focus-visible,.assistant-dialog a:focus-visible,.assistant-dialog textarea:focus-visible{outline-offset:3px;outline:3px solid #168555}.assistant-dialog{box-sizing:border-box;color:#0b2340;background:#fff;border:1px solid #d3dee7;border-radius:18px;width:min(470px,100vw - 32px);max-width:none;height:min(730px,100dvh - 48px);max-height:calc(100dvh - 48px);margin:0;padding:0;font-family:system-ui,sans-serif;position:fixed;inset:auto 24px 24px auto;overflow:hidden;box-shadow:0 24px 80px #081c3340}.assistant-dialog[open]{flex-direction:column;display:flex}.assistant-dialog::backdrop{background:#081c3366}.assistant-header{color:#fff;background:#0b2340;flex-shrink:0;justify-content:space-between;align-items:center;gap:14px;padding:21px 22px 17px;display:flex}.assistant-header h2{letter-spacing:-.02em;color:#fff;margin-top:5px;font-family:system-ui,sans-serif;font-size:1.05rem;line-height:1.4}.assistant-eyebrow{letter-spacing:.12em;color:#b1d6c5;font-size:.54rem;font-weight:600}.assistant-icon-button{color:#fff;cursor:pointer;background:0 0;border:1px solid #ffffff42;border-radius:50%;flex-shrink:0;place-items:center;width:44px;height:44px;font-size:1.8rem;line-height:1;display:grid}.assistant-mode{color:#285542;background:#f5f8f6;border-bottom:1px solid #e3eaf0;flex-shrink:0;align-items:center;gap:7px;padding:12px 20px;font-size:.62rem;line-height:1.5;display:flex}.assistant-mode span{background:#168555;border-radius:50%;flex-shrink:0;width:6px;height:6px}.assistant-scroll{overscroll-behavior:contain;scrollbar-gutter:stable;flex:1;min-height:70px;padding:21px 20px;overflow-y:auto}.assistant-welcome h3{letter-spacing:-.02em;font-family:system-ui,sans-serif;font-size:1.1rem;line-height:1.4}.assistant-welcome p{color:#526274;margin-top:8px;font-size:.8rem;line-height:1.65}.assistant-suggestions{flex-wrap:wrap;gap:8px;margin-block:14px 20px;display:flex}.assistant-suggestions button{color:#0b2340;min-height:44px;font:inherit;cursor:pointer;background:#fff;border:1px solid #d3dee7;border-radius:8px;padding:10px 11px;font-size:.68rem;line-height:1.4}.assistant-suggestions button:hover{background:#f4f8f6;border-color:#168555}.assistant-exchange{margin-top:22px}.assistant-user-question{color:#fff;overflow-wrap:anywhere;background:#0b2340;border-radius:12px 12px 3px;padding:12px 14px;font-size:.8rem;line-height:1.6}.assistant-answer{color:#435368;margin:14px 0;font-size:.76rem;line-height:1.7}.assistant-freshness{color:#594622;background:#fff8e8;border-left:3px solid #99732a;border-radius:0 6px 6px 0;padding:12px 14px}.assistant-match-list{flex-direction:column;gap:10px;margin:0;padding:0;list-style:none;display:flex}.assistant-match{background:#f8fafc;border:1px solid #dee7ee;border-radius:10px;padding:14px}.assistant-match-meta{color:#576c7e;font-size:.59rem;line-height:1.6}.assistant-match h4{letter-spacing:0;margin-top:6px;font-family:system-ui,sans-serif;font-size:.83rem;font-weight:650;line-height:1.5}.assistant-match h4 a{color:#0b2340;text-underline-offset:3px;text-decoration:underline 1px}.assistant-match h4 a:hover{color:#13754c}.assistant-excerpt{color:#4f6071;overflow-wrap:anywhere;margin-top:8px;font-size:.73rem;line-height:1.7}.assistant-answer-limit{color:#657384;margin-top:12px;font-size:.63rem;line-height:1.7}.assistant-status{color:#395947;overflow-wrap:anywhere;border-top:1px solid #e3eaf0;flex-shrink:0;padding:10px 20px;font-size:.67rem;line-height:1.6}.assistant-status a{color:#0b2340;text-decoration:underline}.assistant-form{flex-shrink:0;padding:0 20px 13px}.assistant-form label{color:#3e5265;margin-bottom:7px;font-size:.66rem;display:block}.assistant-input-row{align-items:stretch;gap:9px;display:flex}.assistant-input-row textarea{resize:none;color:#0b2340;width:100%;min-width:0;font:inherit;background:#fff;border:1px solid #bacbd8;border-radius:9px;min-height:68px;padding:11px 12px;font-size:.83rem;line-height:1.6}.assistant-input-row textarea::placeholder{color:#65758a}.assistant-input-row button{color:#fff;cursor:pointer;background:#13754c;border:0;border-radius:9px;flex-shrink:0;align-self:end;place-items:center;width:48px;min-height:48px;display:grid}.assistant-input-row button:disabled{opacity:.55;cursor:wait}.assistant-footer{background:#f8fafc;border-top:1px solid #e3eaf0;flex-wrap:wrap;flex-shrink:0;align-items:center;gap:7px 14px;padding:13px 20px 17px;display:flex}.assistant-footer p{color:#536579;flex-basis:100%;margin-bottom:4px;font-size:.57rem;line-height:1.65}.assistant-footer a{color:#0b2340;text-underline-offset:3px;font-size:.64rem;text-decoration:underline}.assistant-footer p a{font-size:inherit}.assistant-footer button{color:#526274;text-underline-offset:3px;min-height:36px;font:inherit;cursor:pointer;background:0 0;border:0;padding:9px 0;font-size:.64rem;text-decoration:underline}.assistant-footer>a{align-items:center;min-height:36px;margin-left:auto;display:flex}@media (width<=620px){.assistant-launcher,.assistant-fallback{min-height:48px;padding:11px 14px;font-size:.7rem;bottom:16px;right:16px}.assistant-launcher-detail{font-size:.58rem}.assistant-dialog{border-radius:14px;width:calc(100vw - 24px);height:min(730px,100dvh - 24px);max-height:calc(100dvh - 24px);inset:auto 12px 12px auto}.assistant-header{padding:15px 16px 13px}.assistant-header h2{font-size:.96rem}.assistant-mode{padding:10px 16px;font-size:.58rem}.assistant-scroll{padding:16px}.assistant-status{padding:9px 16px}.assistant-form{padding:0 16px 12px}.assistant-footer{padding:10px 16px 12px}.assistant-input-row textarea{font-size:16px;line-height:1.4}.assistant-suggestions button{font-size:.65rem}.assistant-icon-button{width:44px;height:44px}}@media (height<=560px){.assistant-dialog{height:calc(100dvh - 20px);max-height:calc(100dvh - 20px);inset:auto 10px 10px auto}.assistant-header{padding-block:8px}.assistant-footer p{display:none}.assistant-footer{padding-block:4px}.assistant-mode{padding-block:7px}.assistant-input-row textarea{min-height:45px}.assistant-form{padding-bottom:8px}}@media (prefers-reduced-motion:reduce){.assistant-launcher,.assistant-fallback{transition:none}.assistant-scroll{scroll-behavior:auto}}